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What Is a Personal Injury Claim? Personal injury claims are filed by people who have suffered emotional or physical harm due to the negligence of another. The victim may be entitled to compensation for medical bills and pain, suffering and lost wages. Other expenses could include travel appointments, home modifications, and expenses for care for permanent impairments. Some victims may also be able to claim special damages for mental distress. Damages Personal injury claims seek compensation for damages that an injured person is suffering due to negligence of an individual or another. A victim may be able to recover damages for both economic and non-economic losses. The amount of compensation depends on the severity and type of injuries sustained. Compensation can cover medical expenses loss of earnings, emotional distress and pain and suffering. Punitive damages are possible in the case of extreme negligence. In a personal injury claim the compensation is divided into two categories namely general damages and special damages. Special damages refer to incurred expenses and financial losses, and are typically quantifiable. Keep accurate records and receipts for any expenses or losses can aid in maximizing the amount of money that is reimbursed through special damages. Future damages are harder to quantify, as they are based on the severity of a victim's injuries and their expected long-term impact. Our lawyers will collaborate with medical professionals to determine the estimated costs for ongoing treatment, travel expenses to and from appointments, and any equipment or modifications that are required due to permanent disabilities. General damages are typically more subjective and can include compensation for a victim's pain and suffering related to an accident. This includes the compensation for pain and discomfort that has occurred in the past as well as for future pain and suffering that is reasonably foreseeable depending on the severity of the injury. This is why it's crucial to have a skilled attorney on your side, as they will know how to value your claim for pain and suffering and provide accurate estimates based upon the facts of your case. Other forms of general damages include loss of enjoyment and companionship loss and emotional distress. Loss of enjoyment damages compensate victims for the negative impact that an injury has on them being capable of enjoying the activities that they used to enjoy. Loss of emotional distress and companionship can be more difficult to quantify, however our lawyers have extensive experience helping victims to determine the right amount of compensation for these kinds of damages. Medical bills Medical expenses can make up a significant portion of a personal injury claim, particularly when an accident results in serious injuries. If the victim of the accident did not have prior coverage that was covered by either an insurance policy for cars or health insurance policy, they'll be accountable for the amount of the medical costs from their personal injury settlement. Medical-related injuries include hospital visits, surgery and physical therapy. They also cover medical treatment at home and. Additionally, an accident victim can also claim the cost of future medical expenses that are anticipated to result from their injuries. These expenses can include future surgery, rehabilitation treatments or the requirement for long term medication. It is crucial that victims of accidents stay up-to-date on their treatment and communicate with their physicians. This will help them prove that their pain and suffering is financially worth. Also, keeping current in treatments will help the victim get better sooner which is essential in proving the merits of their pain and suffering claim. In some instances, medical bills can be so large that they surpass the settlement amount of a plaintiff. If this is the situation an attorney who specializes in lien reduction can assist in negotiating the outstanding medical debt so that more money can be deposited into the pockets of the victim. Non-economic damage claims can be just as important as the monetary amount of an injured person's medical bills. They can be a result of emotional distress and loss of enjoyment life and loss of consortium. These damages are hard to quantify, but they can be compensated. If you're pursuing a claim based on personal injury, it is crucial to work closely with an injury lawyer to ensure that all of your losses are considered. Suffering and pain Personal injury claims provide compensation for physical pain and mental suffering. Other damages, like the loss of enjoyment of living, may be covered. Pain and suffering are one of the more subjective types of damages that are difficult to quantify and prove. But, it is an important component of a personal injury claim. In most personal injury lawsuits the plaintiff is able to recover both non-economic and economic compensatory damage. The first is tangible losses, such as medical expenses and lost wages. The latter include suffering and suffering, loss in consortium in the form of inconvenience, out of pocket costs and other non-monetary losses. Damages for physical pain and mental anguish are referred to as non-economic damages and are also referred to as “pain and suffering.” They aren't proved with receipts and do not have a fixed dollar amount associated with them. Thus, it is up to the jury to determine what they feel a fair award would be. A judge will often be reluctant to modify the jury's decision on suffering and pain. A judge or jury can employ a variety of methods to determine the amount for pain and suffering. One option is the multiplier method, which involves multiplying actual damages by a number which is determined by the extent of the injuries suffered by the victim. Another option is the per diem method which assigns a daily dollar value to each day until the victim reaches maximum medical recuperation. It is essential to provide as much documentation as possible, whether you use the multiplier method or the per diem method. Included in this are medical documents, photographs and witness testimony. In addition you should keep a journal detailing your injuries and how they have affected your life. This will help you remember the details of your case if you have to testify at depositions or in court. If you're unable to reach an agreement with the insurance company, it may be necessary to go to trial in order to resolve your case. You can employ an attorney in New York to handle your case. An experienced lawyer can handle your claim to maximize your settlement for suffering and pain. Lost wages Lost wages are a large part of the compensation injured victims receive from their personal injury lawsuit. This is the wage they would have received if they not been forced to take time off work due to their injuries. Bolingbrook injury lawyer of the time, these losses are temporary and can be recouped. In certain cases however, they may be permanent and irreparable. Most people can calculate their lost wages by multiplying their salary by the number weeks or days that they were away from work. Let's suppose that you earn $25 an hour ($1,000 per week) and you were injured in a car accident. You missed four weeks of work. In this case the loss of earnings would be $4,000. The complexities of personal injury claims can increase, based on the nature and severity of your injury. For instance, if you are permanently disabled as a result of the accident and unable to return to work, you might be able to claim damages that cover the loss of future income and the possibility of promotion. In these instances you can prove your lost earning capacity by presenting evidence of the types of jobs you may have taken on in the past, and what kind of wages those jobs would have earned. You may also have to submit other documents to prove you lost wages. You may need to provide a letter from your employer verifying your lost wages, as well as tax records, profit-and-loss statements, invoices, receipts, bank statements for business, or any correspondence that is related to finance. When calculating your lost wages bonuses and commissions can be included in the calculation. In certain cases, the insurance company of the other driver may cover your lost wages in an no-fault claim. If this is the case, you shouldn't have to file an additional personal injury lawsuit in addition to your no-fault claim. Contact a seasoned personal injury attorney if you were injured in an accident in the car or another injury in New York. This can aid you in having to navigate the legal process on your own. It will also ensure that you are compensated for medical bills, lost wages, suffering and other expenses.